FEMA Declared Hoover a disaster on December 21, 2021 due to severe storms and flooding on October 6-7 2021.
FEMA provided individual assistance to 384 applicants for a total of $2,069,440.80. Most of the money ($1,921,536.29) was for housing assistance with the remainder going to "other needs assistance ($147,904.51). On January 18, 2022 Mr. Rice, Hoover City Manager, gave his final report on flood damage. Mr. Rice indicated that the city would try to recover city expenditures on flood damage from FEMA and he would make a report. The December 21, 2021 declaration was for Individual assistance, thus the city was not eligible for FEMA funds. The city may have been eligible for other funding but none has been reported.
Types of assistance covered under "housing assistance"
FEMA can provide assistance for items not covered by insurance for homeowners and renters. [FYI unless you have flood insurance most flood damage is not covered by homeowners insurance and virtually no damage to land, landscape, fence etc is covered by any source]
Home Repair: Financial assistance to homeowners to repair disaster-caused damage to their primary residence, when the damage is not covered by insurance, to make the home safe, sanitary, and fit to occupy. This assistance may include funds for hazard mitigation measures, such as roof, furnace, water heater, or main electrical panel mitigation, to help reduce the amount of damage to the home in future disasters, if those items were damaged by the disaster.
Temporary Housing Assistance: Financial assistance to homeowners or renters to rent a temporary place to live if your home is unlivable because of the disaster, and you have no insurance coverage for temporary housing. If there no rental properties are available, as a last resort, a government housing unit may be provided in some areas.
Lodging Expenses Reimbursement: Reimbursement of hotel expenses for homeowners or renters for short periods of time due to inaccessibility or utility outage, if not covered by insurance or any other program.
The Community Rating System (CRS) is based on information submitted by the city to FEMA. The scores range from 10 to 1 with 10 the lowest possible. The score determines the discount on flood insurance from the National Flood Insurance Program (NFIP).
Since 1991 Hoover has a rating of 8 providing a 10% discount for residents. For context Birmingham Alabama has a rating of 5 and providing a 25% discount to residents.